Get Ahead of 2027 Conforming Loan Limits now! Elevate Client Opportunities with $845,000 Conforming Solutions.

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First things first: What are loan limits?

Loan limits are the maximum conforming loan amounts eligible for purchase by Fannie Mae and Freddie Mac for a home purchase or refinance.

Starting today, our one-unit conforming loan limit is $845,000, up from $832,750. This preliminary 2027 limit is available before the Federal Housing Finance Agency's (FHFA) official 2027 announcement.

We made this move for you and the clients you're working to get to closing. That means more buyers who previously priced into jumbo financing may now qualify for conventional financing, potentially with simpler underwriting and a smoother path to closing.

If you have a client in this price range, now's the time to take another look at your pipeline. Give me a call, and we'll walk through the new limits together.

Finally, don't hesitate to ask questions. Whether you're unsure about the differences between loan types or need clarification about loan limits, you can count on us to provide the answers you need. Our goal is to give you the information you need to make confident financing decisions for your clients.

Important: The $845,000 limit is a preliminary 2027 loan limit and is not an official FHFA 2027 loan limit. Final 2027 loan limits are subject to the FHFA announcement and may change. Loan eligibility is subject to applicable lender and program guidelines.